As a small business owner duty of care towards your employees has never been so valuable, a healthcare solution which can underpin your wider business reward strategy can help drive sustainable improvements in business performance.
As a freelancer, you should be enjoying all of the benefits that come from leaving permanent employment. WPA offers private healthcare insurance for freelancers and the self-employed.
In this guide, we look at relevant life insurance for freelancers and how it could be crucial for a sense of security, should things go wrong.
Freelancers need critical illness cover because it is designed to protect them should the worst happen and they are diagnosed with a critical illness.
As a freelancer, you work for yourself so you need to make sure to have insurance as protection; something you wouldn’t have to think about if you were an employee.
For more than a decade Hiscox have offered professional indemnity insurance tailored to the needs of Freelancers. With their specialist knowledge of the Freelance industry Hiscox's underwriters understand the specific risks you face, and have built a policy that protects you from them.
Whilst you will make the best efforts to ensure you are operating compliantly with the IR35 legislation, which for most, will mean operating ‘outside IR35’, HMRC have never and will be unlikely to ever, release their selection criteria for enquiries.
A complex and once expensive area of freelance finance, many freelancers are now looking at the various freelance insurance policies which are available to protect you in the event of an accident at work or claims against you for negligence. Click here to inquire about professional indemnity, life cover and income protection insurance for freelancers.
Whilst permanent employees have invariably have the benefit of at least 3 months pay in the event of accident or sickness, as a freelancer you are exposed to financial loss the first day that you are unable to provide any work. There are ways that you can protect yourself from hardship, including getting income protection insurance for freelancers,
We have teamed up with Freelancer Financials to provide life insurance. This can be a hugely important purchase as unlike most permanent employees you have no employer to pay out should the worst ever happen.