Freelance UK:
Please find our Business Template word document below. For many freelancers you will not need to create a business plan as there are no great set up costs that would require you to go to a bank to request a loan.
If your business start up costs require you to borrow money then it is possible that the lender will wish to see a business plan to gauge your commitment and business thought processes so that they can weigh up the risks of lending you their cash.