If members of the public and customers visit your place of work or you visit their premises it is advisable to take our public liability insurance. If you accidentally cause loss or damage to someone else's property while on site, public liability insurance will protect you against liability. Even more serious, if your actions result in personal injury to someone else, you will also be covered.
Employer's liability insurance will protect your business from any action brought against you by any employees you may hire from time to time, for injury or illness through work related activities.
Check any terms and conditions when starting work (either direct with a client or through an agency) as some will require you hold current insurance.
Caunce O’Hara specialise in business liability cover for freelancers: Select the ‘Business Combined Policy’ option on their online quote and application area accessible from the bottom of this page.